Visio Lending: published loan terms
Visio Lending publishes terms for DSCR rental loans. It does not publish a starting rate on the pages we read.
DSCR rental terms
| Starting rate | Not published |
|---|---|
| Purchase / rate-and-term LTV | 85% LTV on DSCR purchase loans ('That means 15% down'; homepage banner); dscr-loans page: 'a 15% down payment is the minimum to receive a DSCR loan from Visio' |
| Cash-out LTV | Not published |
| Minimum DSCR | Not published |
| Minimum credit score | 680 ('Minimum credit score: 680') |
| Loan size | From $75,000 (minimum property value $150,000) |
| Terms | 30-year fixed terms (no balloon payments); 5/6 ARM Pro mentioned in an Oct 20, 2026 article title |
Where Visio Lending lends
Homepage 'WHERE WE LEND' clickable map labels all 50 states + DC; footnotes: '*Entity required in: GA, HI, IL, MA, NJ, NY, PA and VA' and '**Zero PPP required in: NM, OH, MD, PA and RI'. Map does not state exclusions in text.
Loan size
From $75,000, as published.
Other details from its website
DSCR-only lender (long-term and short-term rentals). No bankruptcies in last four years and no foreclosures in last three years; appraisal required; homepage advertises free rate lock and 24/7 online pricing.
Licensing disclosure
All loans are originated by Visio Financial Services Inc. dba Visio Lending ('VFS') or Investor Mortgage Finance LLC ('IMF'). VFS: Arizona Mortgage Banker BK-1010600; California Finance Lender 60DBO-56345; NMLS ID 1935590. IMF: Arizona Mortgage Banker BK-1034031; California Finance Lender 60DBO-160501; NMLS ID 2297729.
Source
Read on 2026-10-24 from visiolending.com and its states page. The pages show no as-of date. Terms change often. Fix and Flip Loans is not affiliated with Visio Lending, and Visio Lending did not review this page.
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