Rehab Financial Group: published loan terms
Rehab Financial Group publishes terms for fix and flip, ground-up construction, DSCR rental and rental portfolio loans. Its fix-and-flip rates start at 9.99%, as advertised on its website on October 24, 2026.
Fix-and-flip terms
| Starting rate | Rate: as low as 9.99% |
|---|---|
| Loan to purchase / cost | 100% of Purchase & Rehab Costs |
| Rehab funded | 100% |
| Cap on after-repair value | Up to 75% (Based on After Repair Value): FICO 650-699 = max ARV of 65%; FICO 700+ = 70%; FICO 700+ with proven experience = 75% |
| Points | Points: as low as 1.5% |
| Term | 9-month term with 3-month optional extension (extension fees apply) |
| Minimum credit score | 650 |
| Experience | Not strictly; borrower primary residence within 100 miles of the collateral or experience within the area of the property |
On the calculator's example flip, with the loan sized the way the calculator sizes it ($244,000 over 6 months), interest alone at Rehab Financial Group's advertised starting rate of 9.99% would be about $10,814, against $11,366 at the example's 10.5%. Your rate depends on experience, credit, loan size and the property; the starting rate is a floor, not a quote.
DSCR rental terms
| Starting rate | Not published |
|---|---|
| Purchase / rate-and-term LTV | 80% rate and term/purchase |
| Cash-out LTV | Up to 75% cash out |
| Minimum DSCR | Not published |
| Minimum credit score | As Low as 640 Minimum FICO (Highest Partner's Midscore Used) |
| Loan size | $100k to $1.25M |
| Terms | 30 year fixed, 5/1 ARM, 10 year interest only options |
Where Rehab Financial Group lends
States: Alabama, Connecticut, Delaware, Florida, Georgia, Indiana, Kentucky, Maryland, Massachusetts, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.
Loan size
$100,000 to $1,250,000, as published.
Other details from its website
Requirements: cash of '$15,000 or 25% of the rehab budget, whichever is greater. Plus closing costs.'; 1-4 unit non-owner-occupied; bankruptcies discharged >12 months; US citizen or foreign investor with 5-year US credit profile. DSCR loan is 'Offered by one of our partners' (not RFG-funded); 'Brokers Not Accepted'; up to 8 units; no seasoning; no lease required; liquidity 6 months of payments.
Licensing disclosure
We did not find license numbers on the pages we read. Ask the lender, or search the NMLS Consumer Access site.
Source
Read on 2026-10-24 from rehabfinancial.com. The pages show no as-of date. Terms change often. Fix and Flip Loans is not affiliated with Rehab Financial Group, and Rehab Financial Group did not review this page.
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