Park Place Finance: published loan terms
Park Place Finance publishes terms for fix and flip, bridge, ground-up construction, DSCR rental and rental portfolio loans. Its fix-and-flip rates start at 8.99% and its DSCR rental rates at 5.75%, as advertised on its website on October 24, 2026.
Fix-and-flip terms
| Starting rate | 8.99%+ |
|---|---|
| Loan to purchase / cost | Loan to Cost (LTC) Up to 93%; Loan to Value (LTV) Up to 90% |
| Rehab funded | Not published |
| Cap on after-repair value | After Repair Value (ARV) Up to 75% |
| Points | 1–3% |
| Term | 12–24 Months |
| Minimum credit score | 660 |
| Experience | 'Designed for experienced real estate investors financing renovation projects.' (FAQ: works with first-time investors) |
On the calculator's example flip, with the loan sized the way the calculator sizes it ($244,000 over 6 months), interest alone at Park Place Finance's advertised starting rate of 8.99% would be about $9,732, against $11,366 at the example's 10.5%. Your rate depends on experience, credit, loan size and the property; the starting rate is a floor, not a quote.
DSCR rental terms
| Starting rate | Rates starting at 5.75% |
|---|---|
| Purchase / rate-and-term LTV | Purchase Loan to Value (LTV) Up to 85% |
| Cash-out LTV | Cash Out Refinance Loan to Value (LTV) Up to 75% |
| Minimum DSCR | As Low as .75 |
| Minimum credit score | 660 |
| Loan size | $100,000 to $5,000,000 |
| Terms | Fully Amortized, I/O, No PPP Options; points 0–4% (Buydown Points) |
Where Park Place Finance lends
'Lending Across 46 States' / 'Pins represent the states where Park Place Finance currently lends.' (interactive map; the 46 states are not listed in page text)
Loan size
$125,000 (renovation) to $4,000,000 (renovation), as published.
Other details from its website
Renovation: 'Monthly, Interest Only, No Prepay Penalty'; close 5–7 days. Bridge: $100,000 to $5,000,000, 8.99%, 1–3 points, LTC up to 80%, refi LTV up to 80%, cash-out up to 70%, 12–24 months. DSCR: Airbnb, long-term and vacant rental income eligible; non-warrantable condos and condotels eligible.
Licensing disclosure
'For licensing information, go to: www.nmlsconsumeraccess.org | Texas NMLS License #367411 | California NMLS License #1112281'
Source
Read on 2026-10-24 from parkplacefinance.com and its states page. The pages show no as-of date. Terms change often. Fix and Flip Loans is not affiliated with Park Place Finance, and Park Place Finance did not review this page.
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